If you’re injured in a bicycle accident, one of the first questions is who pays for your medical bills. In most cases, the at-fault driver is responsible for your injuries, but their insurance company will not pay your medical expenses right away—payment usually comes only after a settlement is reached. Until then, you are responsible for covering your own medical costs. It’s important to contact your health insurance provider and review your auto insurance policy to see if you have medical payments coverage, which can help pay immediate expenses. Always seek medical attention promptly and notify the relevant insurance companies about your treatment and claims. By using your own insurance and documenting all communication, you can protect your health and finances while waiting for reimbursement from the at-fault party’s insurer.
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