With more cyclists on the road and an increase in distracted driving caused by cell phone use, bicycle accidents have become more common. Cyclists have the same legal rights and responsibilities as motorists and should take specific steps after an accident to protect those rights. Always obtain a copy of the police report to document the incident officially, and notify your auto and health insurance providers—your medical payments coverage (MedPay) may help with medical expenses. Identify and speak with any witnesses who observed the crash, as their statements can be valuable. Keep your bicycle in your possession since it may serve as important evidence for your claim. Above all, prioritize your health and maintain thorough communication with all insurance companies to ensure proper claim processing. Following these steps helps safeguard your rights and supports a successful recovery—both medically and financially—after a bicycle accident.